Frequently asked questions
How much does advice cost?
Your first meeting is free. After that we agree a fixed fee for your plan before any work starts, usually between £1,500 and £3,000.
Are you independent?
Yes. We are not tied to any provider and we look at the whole market.
When can I take my pension?
Most private pensions can be taken from age 55, rising to 57 in 2028. We will show you what each choice means for your income.
Do you meet in person?
Yes, at our office in Bath or at your home. We also meet by video if that suits you better.
Will pensions count for inheritance tax?
From April 2027 most unused pensions will count towards your estate. Read our blog article on what changes and what you can do now.